What is the PTPTN Loan Repayment Deferment?

  • PTPTN is providing a deferment repayment facility to eligible borrowers who have difficulty repaying the loan within the period (MCO 3.0).
  • The grace period for the deferment is as follows:
  • Application Month Approval Month Deferment Period
    Borrowers who lost income Borrowers who had their salaries deducted
    June June June to August July to September
    July July July to September August to October
    Aug Aug August to October September to November

Who is eligible for the PTPTN Loan Repayment Deferment?

Borrowers who meet the following criteria are eligible to apply:
  • Borrowers who lost income i.e. were laid off during the COVID-19 pandemic; and
  • Borrowers whose income was affected i.e. their income decreased during the COVID-19 pandemic period.

How do I apply for the PTPTN Loan Repayment Deferment?

  • Eligible borrowers need to make an application and self-declaration online at PTPTN Official Portal
    1. Borrowers are required to fill in their contact information, employment information and make a certificate of authorisation on all information provided
    2. No documents are required for this application
  • The application can be made from 10 June to 31 August 2021. Borrowers are only allowed to submit the application once
  • PTPTN will inform on the status of the application within 3 working days via e-mail upon receiving the borrower's application
  • For more information, visit the PTPTN Loan Repayment Deferment FAQ